Side-by-side · Q2 2026 data
North Dallas Bank & Trust Co. vs American Bank of Commerce
Metric by metric
| Measure | North Dallas Bank & Trust Co. | American Bank of Commerce |
|---|---|---|
| TellerScore | 51 | 68 (stronger) |
| Capital cushion | 52 (stronger) | 46 |
| Loan quality | 49 | 95 (stronger) |
| Earnings | 40 | 62 (stronger) |
| Funding & liquidity | 50 | 56 (stronger) |
| Problem-loan coverage | 81 | 97 (stronger) |
| Peer percentile | 8th | 49th |
| Total assets | $1.8B | $1.9B |
| Deposits / shares | $1.6B | $1.4B |
| Capital ratio | 10.22% (stronger) | 9.65% |
| Problem loans | 1.54% | 0.15% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.11% |
| Return on assets | 0.49% | 1.04% (stronger) |
| Loans ÷ deposits | 79.5% (stronger) | 86.4% |
| Uninsured deposits | 42.7% | 30.8% (stronger) |
| Offices | 5 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.9% | 14.7% |
American Bank of Commerce has the higher TellerScore (68 vs 51). On the 7 directional measures above (where higher or lower is clearly better), North Dallas Bank & Trust Co. leads on 3 and American Bank of Commerce on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.