Side-by-side · Q2 2026 data
North Iowa Community Credit Union vs Serve Credit Union
Metric by metric
| Measure | North Iowa Community Credit Union | Serve Credit Union |
|---|---|---|
| TellerScore | 60 | 84 (stronger) |
| Capital cushion | 48 | 100 (stronger) |
| Loan quality | 67 | 73 (stronger) |
| Earnings | 59 | 78 (stronger) |
| Funding & liquidity | 61 | 73 (stronger) |
| Problem-loan coverage | 82 | 94 (stronger) |
| Peer percentile | 21st | 86th |
| Total assets | $127.8M | $101.3M |
| Deposits / shares | $113.4M | $82.2M |
| Capital ratio | 9.75% | 18.08% (stronger) |
| Problem loans | 1.00% | 0.81% (stronger) |
| Net charge-offs | 0.47% | 0.21% (stronger) |
| Return on assets | 0.97% | 1.44% (stronger) |
| Loans ÷ deposits | 99.1% | 87.2% (stronger) |
| Uninsured deposits | 5.7% | 2.6% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.1% |
Serve Credit Union has the higher TellerScore (84 vs 60). On the 7 directional measures above (where higher or lower is clearly better), North Iowa Community Credit Union leads on 0 and Serve Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.