Side-by-side · Q2 2026 data
North Jersey Federal Credit Union vs Jersey Shore Federal Credit Union
Credit union
Jersey Shore Federal Credit Union
Northfield, New Jersey · $100 million – $1 billion
Metric by metric
| Measure | North Jersey Federal Credit Union | Jersey Shore Federal Credit Union |
|---|---|---|
| TellerScore | 66 | 73 (stronger) |
| Capital cushion | 55 (stronger) | 48 |
| Loan quality | 70 | 90 (stronger) |
| Earnings | 43 | 58 (stronger) |
| Funding & liquidity | 97 | 100 (stronger) |
| Problem-loan coverage | 90 | 97 (stronger) |
| Peer percentile | 37th | 60th |
| Total assets | $255.6M | $246.3M |
| Deposits / shares | $234.6M | $227.0M |
| Capital ratio | 10.53% (stronger) | 9.76% |
| Problem loans | 0.89% | 0.29% (stronger) |
| Net charge-offs | 0.39% | 0.14% (stronger) |
| Return on assets | 0.58% | 0.96% (stronger) |
| Loans ÷ deposits | 62.9% | 57.3% (stronger) |
| Uninsured deposits | 4.1% (stronger) | 6.8% |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.2% | — |
Jersey Shore Federal Credit Union has the higher TellerScore (73 vs 66). On the 7 directional measures above (where higher or lower is clearly better), North Jersey Federal Credit Union leads on 2 and Jersey Shore Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.