Side-by-side · Q2 2026 data
North Jersey Federal Credit Union vs United Teletech Financial Federal Credit Union
Credit union
United Teletech Financial Federal Credit Union
Tinton Falls, New Jersey · $100 million – $1 billion
Metric by metric
| Measure | North Jersey Federal Credit Union | United Teletech Financial Federal Credit Union |
|---|---|---|
| TellerScore | 66 (stronger) | 54 |
| Capital cushion | 55 (stronger) | 40 |
| Loan quality | 70 | 72 (stronger) |
| Earnings | 43 (stronger) | 30 |
| Funding & liquidity | 97 (stronger) | 69 |
| Problem-loan coverage | 90 (stronger) | 80 |
| Peer percentile | 37th | 10th |
| Total assets | $255.6M | $327.7M |
| Deposits / shares | $234.6M | $284.1M |
| Capital ratio | 10.53% (stronger) | 9.00% |
| Problem loans | 0.89% | 0.84% (stronger) |
| Net charge-offs | 0.39% | 0.11% (stronger) |
| Return on assets | 0.58% (stronger) | 0.24% |
| Loans ÷ deposits | 62.9% (stronger) | 91.4% |
| Uninsured deposits | 4.1% (stronger) | 10.2% |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.2% | — |
North Jersey Federal Credit Union has the higher TellerScore (66 vs 54). On the 7 directional measures above (where higher or lower is clearly better), North Jersey Federal Credit Union leads on 5 and United Teletech Financial Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.