TellerScore

Side-by-side · Q2 2026 data

North Shore Bank of Commerce vs BankVista

Bank

North Shore Bank of Commerce

Duluth, Minnesota · $100 million – $1 billion

71of 100
Strong

Bank

BankVista

Sartell, Minnesota · $100 million – $1 billion

46of 100
Below average

Metric by metric

MeasureNorth Shore Bank of CommerceBankVista
TellerScore71 (stronger)46
Capital cushion3749 (stronger)
Loan quality95 (stronger)26
Earnings82 (stronger)69
Funding & liquidity70 (stronger)32
Problem-loan coverage97 (stronger)64
Peer percentile47th5th
Total assets$598.5M$651.1M
Deposits / shares$516.5M$540.6M
Capital ratio8.74%9.93% (stronger)
Problem loans0.14% (stronger)2.21%
Net charge-offs0.00% (stronger)0.47%
Return on assets1.56% (stronger)1.24%
Loans ÷ deposits90.7% (stronger)107.5%
Uninsured deposits13.3% (stronger)34.1%
Offices43
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)5.2%—

North Shore Bank of Commerce has the higher TellerScore (71 vs 46). On the 7 directional measures above (where higher or lower is clearly better), North Shore Bank of Commerce leads on 6 and BankVista on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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