Side-by-side · Q2 2026 data
North Shore Bank of Commerce vs North Shore Federal Credit Union
Metric by metric
| Measure | North Shore Bank of Commerce | North Shore Federal Credit Union |
|---|---|---|
| TellerScore | 71 | 74 (stronger) |
| Capital cushion | 37 | 78 (stronger) |
| Loan quality | 95 (stronger) | 89 |
| Earnings | 82 (stronger) | 44 |
| Funding & liquidity | 70 (stronger) | 68 |
| Problem-loan coverage | 97 (stronger) | 96 |
| Peer percentile | 47th | 63rd |
| Total assets | $598.5M | $284.8M |
| Deposits / shares | $516.5M | $246.7M |
| Capital ratio | 8.74% | 12.77% (stronger) |
| Problem loans | 0.14% (stronger) | 0.33% |
| Net charge-offs | 0.00% (stronger) | 0.06% |
| Return on assets | 1.56% (stronger) | 0.59% |
| Loans ÷ deposits | 90.7% (stronger) | 91.9% |
| Uninsured deposits | 13.3% | 5.9% (stronger) |
| Offices | 4 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.2% | 10.3% |
North Shore Federal Credit Union has the higher TellerScore (74 vs 71). On the 7 directional measures above (where higher or lower is clearly better), North Shore Bank of Commerce leads on 4 and North Shore Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.