Side-by-side · Q2 2026 data
North Shore Bank of Commerce vs Scale Bank
Metric by metric
| Measure | North Shore Bank of Commerce | Scale Bank |
|---|---|---|
| TellerScore | 71 | 83 (stronger) |
| Capital cushion | 37 | 90 (stronger) |
| Loan quality | 95 | 98 (stronger) |
| Earnings | 82 | 100 (stronger) |
| Funding & liquidity | 70 (stronger) | 9 |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 47th | 84th |
| Total assets | $598.5M | $626.7M |
| Deposits / shares | $516.5M | $423.1M |
| Capital ratio | 8.74% | 14.02% (stronger) |
| Problem loans | 0.14% | 0.06% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.00% |
| Return on assets | 1.56% | 2.32% (stronger) |
| Loans ÷ deposits | 90.7% (stronger) | 119.9% |
| Uninsured deposits | 13.3% (stronger) | 52.2% |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.2% | — |
Scale Bank has the higher TellerScore (83 vs 71). On the 7 directional measures above (where higher or lower is clearly better), North Shore Bank of Commerce leads on 3 and Scale Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.