Side-by-side · Q2 2026 data
North Shore Federal Credit Union vs Centricity Credit Union
Metric by metric
| Measure | North Shore Federal Credit Union | Centricity Credit Union |
|---|---|---|
| TellerScore | 74 | 85 (stronger) |
| Capital cushion | 78 | 90 (stronger) |
| Loan quality | 89 (stronger) | 74 |
| Earnings | 44 | 100 (stronger) |
| Funding & liquidity | 68 | 70 (stronger) |
| Problem-loan coverage | 96 (stronger) | 91 |
| Peer percentile | 63rd | 87th |
| Total assets | $284.8M | $340.5M |
| Deposits / shares | $246.7M | $277.4M |
| Capital ratio | 12.77% | 13.97% (stronger) |
| Problem loans | 0.33% (stronger) | 0.79% |
| Net charge-offs | 0.06% (stronger) | 0.46% |
| Return on assets | 0.59% | 2.13% (stronger) |
| Loans ÷ deposits | 91.9% | 90.6% (stronger) |
| Uninsured deposits | 5.9% | 4.6% (stronger) |
| Offices | 8 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.3% | 13.0% |
Centricity Credit Union has the higher TellerScore (85 vs 74). On the 7 directional measures above (where higher or lower is clearly better), North Shore Federal Credit Union leads on 2 and Centricity Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.