Side-by-side · Q2 2026 data
North Shore Federal Credit Union vs Members Cooperative
Metric by metric
| Measure | North Shore Federal Credit Union | Members Cooperative |
|---|---|---|
| TellerScore | 74 (stronger) | 59 |
| Capital cushion | 78 (stronger) | 58 |
| Loan quality | 89 (stronger) | 50 |
| Earnings | 44 | 62 (stronger) |
| Funding & liquidity | 68 (stronger) | 62 |
| Problem-loan coverage | 96 (stronger) | 75 |
| Peer percentile | 63rd | 22nd |
| Total assets | $284.8M | $1.2B |
| Deposits / shares | $246.7M | $968.7M |
| Capital ratio | 12.77% (stronger) | 10.80% |
| Problem loans | 0.33% (stronger) | 1.49% |
| Net charge-offs | 0.06% (stronger) | 0.39% |
| Return on assets | 0.59% | 1.06% (stronger) |
| Loans ÷ deposits | 91.9% (stronger) | 97.8% |
| Uninsured deposits | 5.9% (stronger) | 8.3% |
| Offices | 8 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.3% | — |
North Shore Federal Credit Union has the higher TellerScore (74 vs 59). On the 7 directional measures above (where higher or lower is clearly better), North Shore Federal Credit Union leads on 6 and Members Cooperative on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.