TellerScore

Side-by-side · Q2 2026 data

North Shore Federal Credit Union vs Share Advantage Credit Union

Credit union

North Shore Federal Credit Union

Silver Bay, Minnesota · $100 million – $1 billion

74of 100
Strong

Credit union

Share Advantage Credit Union

Duluth, Minnesota · Under $100 million in assets

58of 100
Moderate

Metric by metric

MeasureNorth Shore Federal Credit UnionShare Advantage Credit Union
TellerScore74 (stronger)58
Capital cushion7884 (stronger)
Loan quality89 (stronger)8
Earnings4454 (stronger)
Funding & liquidity6884 (stronger)
Problem-loan coverage96 (stronger)73
Peer percentile63rd19th
Total assets$284.8M$57.5M
Deposits / shares$246.7M$49.2M
Capital ratio12.77%13.43% (stronger)
Problem loans0.33% (stronger)2.77%
Net charge-offs0.06%0.04% (stronger)
Return on assets0.59%0.84% (stronger)
Loans ÷ deposits91.9%76.4% (stronger)
Uninsured deposits5.9%0.0% (stronger)
Offices82
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)10.3%—

North Shore Federal Credit Union has the higher TellerScore (74 vs 58). On the 7 directional measures above (where higher or lower is clearly better), North Shore Federal Credit Union leads on 2 and Share Advantage Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

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