Side-by-side · Q2 2026 data
North Star Community Credit Union vs Affinity Credit Union
Metric by metric
| Measure | North Star Community Credit Union | Affinity Credit Union |
|---|---|---|
| TellerScore | 58 | 74 (stronger) |
| Capital cushion | 48 | 72 (stronger) |
| Loan quality | 82 | 88 (stronger) |
| Earnings | 19 | 46 (stronger) |
| Funding & liquidity | 76 | 78 (stronger) |
| Problem-loan coverage | 75 | 96 (stronger) |
| Peer percentile | 16th | 63rd |
| Total assets | $149.4M | $154.3M |
| Deposits / shares | $133.6M | $133.8M |
| Capital ratio | 9.83% | 12.15% (stronger) |
| Problem loans | 0.54% | 0.35% (stronger) |
| Net charge-offs | 1.22% | 0.57% (stronger) |
| Return on assets | -0.02% | 0.65% (stronger) |
| Loans ÷ deposits | 84.4% | 81.9% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 7.2% |
| Offices | 0 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 20.4% |
Affinity Credit Union has the higher TellerScore (74 vs 58). On the 7 directional measures above (where higher or lower is clearly better), North Star Community Credit Union leads on 1 and Affinity Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.