Side-by-side · Q2 2026 data
North Valley Bank vs 5Star Bank
Metric by metric
| Measure | North Valley Bank | 5Star Bank |
|---|---|---|
| TellerScore | 80 | 87 (stronger) |
| Capital cushion | 85 | 100 (stronger) |
| Loan quality | 82 | 95 (stronger) |
| Earnings | 100 (stronger) | 95 |
| Funding & liquidity | 45 (stronger) | 31 |
| Problem-loan coverage | 76 | 94 (stronger) |
| Peer percentile | 77th | 91st |
| Total assets | $268.6M | $378.2M |
| Deposits / shares | $215.2M | $312.1M |
| Capital ratio | 13.52% | 17.24% (stronger) |
| Problem loans | 0.53% | 0.16% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.07% |
| Return on assets | 2.82% (stronger) | 1.86% |
| Loans ÷ deposits | 107.5% | 96.1% (stronger) |
| Uninsured deposits | 22.3% (stronger) | 45.1% |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
5Star Bank has the higher TellerScore (87 vs 80). On the 7 directional measures above (where higher or lower is clearly better), North Valley Bank leads on 3 and 5Star Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.