Side-by-side · Q2 2026 data
North Valley Bank vs FlatIrons Bank
Metric by metric
| Measure | North Valley Bank | FlatIrons Bank |
|---|---|---|
| TellerScore | 80 (stronger) | 74 |
| Capital cushion | 85 (stronger) | 39 |
| Loan quality | 82 | 100 (stronger) |
| Earnings | 100 (stronger) | 80 |
| Funding & liquidity | 45 | 76 (stronger) |
| Problem-loan coverage | 76 | 100 (stronger) |
| Peer percentile | 77th | 57th |
| Total assets | $268.6M | $370.3M |
| Deposits / shares | $215.2M | $336.1M |
| Capital ratio | 13.52% (stronger) | 8.88% |
| Problem loans | 0.53% | 0.00% (stronger) |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 2.82% (stronger) | 1.51% |
| Loans ÷ deposits | 107.5% | 82.0% (stronger) |
| Uninsured deposits | 22.3% | 17.4% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
North Valley Bank has the higher TellerScore (80 vs 74). On the 7 directional measures above (where higher or lower is clearly better), North Valley Bank leads on 3 and FlatIrons Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.