Side-by-side · Q2 2026 data
NorthEast Community Bank vs First Central Savings Bank
Metric by metric
| Measure | NorthEast Community Bank | First Central Savings Bank |
|---|---|---|
| TellerScore | 90 (stronger) | 57 |
| Capital cushion | 100 (stronger) | 53 |
| Loan quality | 100 (stronger) | 60 |
| Earnings | 100 (stronger) | 59 |
| Funding & liquidity | 36 | 47 (stronger) |
| Problem-loan coverage | 100 (stronger) | 69 |
| Peer percentile | 99th | 16th |
| Total assets | $2.1B | $1.0B |
| Deposits / shares | $1.5B | $891.0M |
| Capital ratio | 17.32% (stronger) | 10.30% |
| Problem loans | 0.00% (stronger) | 1.19% |
| Net charge-offs | 0.06% | -0.01% (stronger) |
| Return on assets | 2.00% (stronger) | 0.97% |
| Loans ÷ deposits | 123.9% | 99.7% (stronger) |
| Uninsured deposits | 28.0% | 27.5% (stronger) |
| Offices | 12 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.5% | 1.1% |
NorthEast Community Bank has the higher TellerScore (90 vs 57). On the 7 directional measures above (where higher or lower is clearly better), NorthEast Community Bank leads on 4 and First Central Savings Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.