Side-by-side · Q2 2026 data
NorthEast Community Bank vs Htm Credit Union
Metric by metric
| Measure | NorthEast Community Bank | Htm Credit Union |
|---|---|---|
| TellerScore | 90 (stronger) | 84 |
| Capital cushion | 100 (stronger) | 88 |
| Loan quality | 100 (stronger) | 96 |
| Earnings | 100 (stronger) | 47 |
| Funding & liquidity | 36 | 97 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 99th | 75th |
| Total assets | $2.1B | $29.6M |
| Deposits / shares | $1.5B | $25.6M |
| Capital ratio | 17.32% (stronger) | 13.79% |
| Problem loans | 0.00% (stronger) | 0.11% |
| Net charge-offs | 0.06% | 0.00% (stronger) |
| Return on assets | 2.00% (stronger) | 0.67% |
| Loans ÷ deposits | 123.9% | 63.1% (stronger) |
| Uninsured deposits | 28.0% | 3.4% (stronger) |
| Offices | 12 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.5% | — |
NorthEast Community Bank has the higher TellerScore (90 vs 84). On the 7 directional measures above (where higher or lower is clearly better), NorthEast Community Bank leads on 4 and Htm Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.