Side-by-side · Q2 2026 data
NorthEast Community Bank vs Institution for Savings in Newburyport and Its Vicinity
Bank
Institution for Savings in Newburyport and Its Vicinity
Newburyport, Massachusetts · $1 billion – $10 billion
Metric by metric
| Measure | NorthEast Community Bank | Institution for Savings in Newburyport and Its Vicinity |
|---|---|---|
| TellerScore | 90 (stronger) | 76 |
| Capital cushion | 100 (stronger) | 77 |
| Loan quality | 100 (stronger) | 99 |
| Earnings | 100 (stronger) | 62 |
| Funding & liquidity | 36 | 36 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 99th | 80th |
| Total assets | $2.1B | $5.6B |
| Deposits / shares | $1.5B | $3.4B |
| Capital ratio | 17.32% (stronger) | 12.66% |
| Problem loans | 0.00% (stronger) | 0.04% |
| Net charge-offs | 0.06% | -0.00% (stronger) |
| Return on assets | 2.00% (stronger) | 1.05% |
| Loans ÷ deposits | 123.9% (stronger) | 126.1% |
| Uninsured deposits | 28.0% | 27.9% (stronger) |
| Offices | 12 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.5% | 12.4% |
NorthEast Community Bank has the higher TellerScore (90 vs 76). On the 7 directional measures above (where higher or lower is clearly better), NorthEast Community Bank leads on 5 and Institution for Savings in Newburyport and Its Vicinity on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.