Side-by-side · Q2 2026 data
NorthEast Community Bank vs Milford Federal Bank
Metric by metric
| Measure | NorthEast Community Bank | Milford Federal Bank |
|---|---|---|
| TellerScore | 90 (stronger) | 67 |
| Capital cushion | 100 (stronger) | 69 |
| Loan quality | 100 (stronger) | 87 |
| Earnings | 100 (stronger) | 33 |
| Funding & liquidity | 36 | 58 (stronger) |
| Problem-loan coverage | 100 (stronger) | 94 |
| Peer percentile | 99th | 34th |
| Total assets | $2.1B | $545.1M |
| Deposits / shares | $1.5B | $451.5M |
| Capital ratio | 17.32% (stronger) | 11.94% |
| Problem loans | 0.00% (stronger) | 0.40% |
| Net charge-offs | 0.06% | 0.00% (stronger) |
| Return on assets | 2.00% (stronger) | 0.33% |
| Loans ÷ deposits | 123.9% | 102.7% (stronger) |
| Uninsured deposits | 28.0% | 7.9% (stronger) |
| Offices | 12 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.5% | 12.3% |
NorthEast Community Bank has the higher TellerScore (90 vs 67). On the 7 directional measures above (where higher or lower is clearly better), NorthEast Community Bank leads on 4 and Milford Federal Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.