Side-by-side · Q2 2026 data
Northeast Georgia Bank vs Jm Associates Federal Credit Union
Credit union
Jm Associates Federal Credit Union
Jacksonville, Florida · $100 million – $1 billion
Metric by metric
| Measure | Northeast Georgia Bank | Jm Associates Federal Credit Union |
|---|---|---|
| TellerScore | 93 (stronger) | 87 |
| Capital cushion | 84 | 100 (stronger) |
| Loan quality | 100 (stronger) | 76 |
| Earnings | 100 (stronger) | 80 |
| Funding & liquidity | 88 (stronger) | 83 |
| Problem-loan coverage | 100 (stronger) | 94 |
| Peer percentile | 98th | 91st |
| Total assets | $650.6M | $151.2M |
| Deposits / shares | $562.9M | $130.8M |
| Capital ratio | 13.41% | 15.46% (stronger) |
| Problem loans | 0.01% (stronger) | 0.71% |
| Net charge-offs | 0.07% (stronger) | 0.81% |
| Return on assets | 2.59% (stronger) | 1.49% |
| Loans ÷ deposits | 59.1% (stronger) | 77.0% |
| Uninsured deposits | 26.3% | 8.4% (stronger) |
| Offices | 9 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Northeast Georgia Bank has the higher TellerScore (93 vs 87). On the 7 directional measures above (where higher or lower is clearly better), Northeast Georgia Bank leads on 5 and Jm Associates Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Commerce, GA