Side-by-side · Q2 2026 data
Northeast Georgia Bank vs S. C. State Federal Credit Union
Credit union
S. C. State Federal Credit Union
Columbia, South Carolina · $1 billion – $10 billion
Metric by metric
| Measure | Northeast Georgia Bank | S. C. State Federal Credit Union |
|---|---|---|
| TellerScore | 93 (stronger) | 91 |
| Capital cushion | 84 | 100 (stronger) |
| Loan quality | 100 (stronger) | 73 |
| Earnings | 100 | 100 |
| Funding & liquidity | 88 | 90 (stronger) |
| Problem-loan coverage | 100 (stronger) | 94 |
| Peer percentile | 98th | 98th |
| Total assets | $650.6M | $1.5B |
| Deposits / shares | $562.9M | $1.2B |
| Capital ratio | 13.41% | 15.57% (stronger) |
| Problem loans | 0.01% (stronger) | 0.82% |
| Net charge-offs | 0.07% (stronger) | 1.01% |
| Return on assets | 2.59% (stronger) | 2.06% |
| Loans ÷ deposits | 59.1% (stronger) | 70.2% |
| Uninsured deposits | 26.3% | 3.6% (stronger) |
| Offices | 9 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 23.2% |
Northeast Georgia Bank has the higher TellerScore (93 vs 91). On the 7 directional measures above (where higher or lower is clearly better), Northeast Georgia Bank leads on 5 and S. C. State Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.