Side-by-side · Q2 2026 data
Northeast Georgia Bank vs The Citizens Bank of Georgia
Metric by metric
| Measure | Northeast Georgia Bank | The Citizens Bank of Georgia |
|---|---|---|
| TellerScore | 93 (stronger) | 85 |
| Capital cushion | 84 (stronger) | 65 |
| Loan quality | 100 | 100 |
| Earnings | 100 (stronger) | 94 |
| Funding & liquidity | 88 (stronger) | 80 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 98th | 88th |
| Total assets | $650.6M | $598.5M |
| Deposits / shares | $562.9M | $531.3M |
| Capital ratio | 13.41% (stronger) | 11.49% |
| Problem loans | 0.01% | 0.00% (stronger) |
| Net charge-offs | 0.07% | -0.01% (stronger) |
| Return on assets | 2.59% (stronger) | 1.86% |
| Loans ÷ deposits | 59.1% (stronger) | 60.6% |
| Uninsured deposits | 26.3% (stronger) | 33.1% |
| Offices | 9 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.6% |
Northeast Georgia Bank has the higher TellerScore (93 vs 85). On the 7 directional measures above (where higher or lower is clearly better), Northeast Georgia Bank leads on 5 and The Citizens Bank of Georgia on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.