Side-by-side · Q2 2026 data
Northeast Texas Teachers Federal Credit Union vs Beaumont Community Credit Union
Credit union
Northeast Texas Teachers Federal Credit Union
Paris, Texas · Under $100 million in assets
Metric by metric
| Measure | Northeast Texas Teachers Federal Credit Union | Beaumont Community Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 82 |
| Capital cushion | 95 (stronger) | 87 |
| Loan quality | 86 | 100 (stronger) |
| Earnings | 40 (stronger) | 27 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 72nd | 70th |
| Total assets | $33.1M | $35.8M |
| Deposits / shares | $28.1M | $30.6M |
| Capital ratio | 14.45% (stronger) | 13.69% |
| Problem loans | 0.43% | 0.00% (stronger) |
| Net charge-offs | 0.15% (stronger) | 0.48% |
| Return on assets | 0.50% (stronger) | 0.18% |
| Loans ÷ deposits | 22.7% (stronger) | 38.7% |
| Uninsured deposits | 0.1% (stronger) | 5.7% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Northeast Texas Teachers Federal Credit Union has the higher TellerScore (83 vs 82). On the 7 directional measures above (where higher or lower is clearly better), Northeast Texas Teachers Federal Credit Union leads on 6 and Beaumont Community Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.