Side-by-side · Q2 2026 data
Northern Interstate Bank, N. A. vs Capitol National Bank
Metric by metric
| Measure | Northern Interstate Bank, N. A. | Capitol National Bank |
|---|---|---|
| TellerScore | 65 | 75 (stronger) |
| Capital cushion | 44 | 100 (stronger) |
| Loan quality | 75 (stronger) | 50 |
| Earnings | 55 | 92 (stronger) |
| Funding & liquidity | 89 (stronger) | 38 |
| Problem-loan coverage | 90 (stronger) | 86 |
| Peer percentile | 29th | 61st |
| Total assets | $193.5M | $209.3M |
| Deposits / shares | $170.8M | $162.1M |
| Capital ratio | 9.36% | 16.74% (stronger) |
| Problem loans | 0.75% (stronger) | 1.49% |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 0.88% | 1.79% (stronger) |
| Loans ÷ deposits | 47.4% (stronger) | 102.7% |
| Uninsured deposits | 25.1% (stronger) | 32.8% |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Capitol National Bank has the higher TellerScore (75 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Northern Interstate Bank, N. A. leads on 3 and Capitol National Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.