Side-by-side · Q2 2026 data
Northern Interstate Bank, N. A. vs Mi Bank
Metric by metric
| Measure | Northern Interstate Bank, N. A. | Mi Bank |
|---|---|---|
| TellerScore | 65 (stronger) | 63 |
| Capital cushion | 44 (stronger) | 41 |
| Loan quality | 75 | 94 (stronger) |
| Earnings | 55 | 57 (stronger) |
| Funding & liquidity | 89 (stronger) | 40 |
| Problem-loan coverage | 90 | 97 (stronger) |
| Peer percentile | 29th | 24th |
| Total assets | $193.5M | $245.5M |
| Deposits / shares | $170.8M | $220.9M |
| Capital ratio | 9.36% (stronger) | 9.14% |
| Problem loans | 0.75% | 0.19% (stronger) |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 0.88% | 0.92% (stronger) |
| Loans ÷ deposits | 47.4% (stronger) | 93.7% |
| Uninsured deposits | 25.1% (stronger) | 38.7% |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Northern Interstate Bank, N. A. has the higher TellerScore (65 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Northern Interstate Bank, N. A. leads on 4 and Mi Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.