Side-by-side · Q2 2026 data
Northern Interstate Bank, N. A. vs Peoples State Bank of Munising
Metric by metric
| Measure | Northern Interstate Bank, N. A. | Peoples State Bank of Munising |
|---|---|---|
| TellerScore | 65 (stronger) | 48 |
| Capital cushion | 44 | 77 (stronger) |
| Loan quality | 75 (stronger) | 0 |
| Earnings | 55 (stronger) | 37 |
| Funding & liquidity | 89 (stronger) | 71 |
| Problem-loan coverage | 90 (stronger) | 70 |
| Peer percentile | 29th | 6th |
| Total assets | $193.5M | $190.4M |
| Deposits / shares | $170.8M | $142.0M |
| Capital ratio | 9.36% | 12.75% (stronger) |
| Problem loans | 0.75% (stronger) | 3.39% |
| Net charge-offs | 0.02% (stronger) | 0.03% |
| Return on assets | 0.88% (stronger) | 0.43% |
| Loans ÷ deposits | 47.4% (stronger) | 76.4% |
| Uninsured deposits | 25.1% (stronger) | 26.0% |
| Offices | 5 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Northern Interstate Bank, N. A. has the higher TellerScore (65 vs 48). On the 7 directional measures above (where higher or lower is clearly better), Northern Interstate Bank, N. A. leads on 6 and Peoples State Bank of Munising on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.