Side-by-side · Q2 2026 data
Northern State Bank vs Superior Choice Credit Union
Metric by metric
| Measure | Northern State Bank | Superior Choice Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 56 |
| Capital cushion | 49 (stronger) | 25 |
| Loan quality | 93 (stronger) | 81 |
| Earnings | 86 (stronger) | 39 |
| Funding & liquidity | 89 (stronger) | 79 |
| Problem-loan coverage | 98 (stronger) | 89 |
| Peer percentile | 72nd | 13th |
| Total assets | $330.8M | $730.3M |
| Deposits / shares | $297.1M | $626.2M |
| Capital ratio | 9.92% (stronger) | 7.54% |
| Problem loans | 0.22% (stronger) | 0.57% |
| Net charge-offs | -0.00% (stronger) | 0.38% |
| Return on assets | 1.66% (stronger) | 0.48% |
| Loans ÷ deposits | 52.1% (stronger) | 80.8% |
| Uninsured deposits | 25.1% | 5.0% (stronger) |
| Offices | 6 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.7% | 22.8% |
Northern State Bank has the higher TellerScore (78 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Northern State Bank leads on 6 and Superior Choice Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Ashland, WI
- Mellen, WI