Side-by-side · Q2 2026 data
Northern Sts Pwr Company Emp Federal Credit Union vs Lisbon Farmers Union Credit Union
Credit union
Northern Sts Pwr Company Emp Federal Credit Union
Grand Forks, North Dakota · Under $100 million in assets
Credit union
Lisbon Farmers Union Credit Union
Lisbon, North Dakota · Under $100 million in assets
Metric by metric
| Measure | Northern Sts Pwr Company Emp Federal Credit Union | Lisbon Farmers Union Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 70 |
| Capital cushion | 58 | 100 (stronger) |
| Loan quality | 100 (stronger) | 79 |
| Earnings | 59 (stronger) | 15 |
| Funding & liquidity | 85 (stronger) | 50 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 57th | 40th |
| Total assets | $1.5M | $4.3M |
| Deposits / shares | $1.3M | $1.6M |
| Capital ratio | 10.83% | 63.53% (stronger) |
| Problem loans | 0.00% (stronger) | 0.62% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.98% (stronger) | -0.12% |
| Loans ÷ deposits | 75.5% (stronger) | 136.8% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Northern Sts Pwr Company Emp Federal Credit Union has the higher TellerScore (77 vs 70). On the 5 directional measures above (where higher or lower is clearly better), Northern Sts Pwr Company Emp Federal Credit Union leads on 4 and Lisbon Farmers Union Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.