Side-by-side · Q2 2026 data
Northwest Arkansas Federal Credit Union vs River Town Federal Credit Union
Credit union
Northwest Arkansas Federal Credit Union
Fayetteville, Arkansas · Under $100 million in assets
Credit union
River Town Federal Credit Union
Fort Smith, Arkansas · Under $100 million in assets
Metric by metric
| Measure | Northwest Arkansas Federal Credit Union | River Town Federal Credit Union |
|---|---|---|
| TellerScore | 66 | 76 (stronger) |
| Capital cushion | 46 | 99 (stronger) |
| Loan quality | 70 | 92 (stronger) |
| Earnings | 60 (stronger) | 0 |
| Funding & liquidity | 94 (stronger) | 92 |
| Problem-loan coverage | 83 | 98 (stronger) |
| Peer percentile | 32nd | 54th |
| Total assets | $19.8M | $15.2M |
| Deposits / shares | $17.8M | $12.9M |
| Capital ratio | 9.59% | 14.87% (stronger) |
| Problem loans | 0.91% | 0.24% (stronger) |
| Net charge-offs | 0.63% | 0.04% (stronger) |
| Return on assets | 1.01% (stronger) | -1.33% |
| Loans ÷ deposits | 66.3% (stronger) | 67.8% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 0 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
River Town Federal Credit Union has the higher TellerScore (76 vs 66). On the 6 directional measures above (where higher or lower is clearly better), Northwest Arkansas Federal Credit Union leads on 2 and River Town Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.