Side-by-side · Q2 2026 data
Northwest Federal Credit Union vs Apple Federal Credit Union
Metric by metric
| Measure | Northwest Federal Credit Union | Apple Federal Credit Union |
|---|---|---|
| TellerScore | 69 | 76 (stronger) |
| Capital cushion | 68 (stronger) | 59 |
| Loan quality | 87 (stronger) | 81 |
| Earnings | 35 | 76 (stronger) |
| Funding & liquidity | 69 | 90 (stronger) |
| Problem-loan coverage | 95 (stronger) | 93 |
| Peer percentile | 54th | 79th |
| Total assets | $4.6B | $5.7B |
| Deposits / shares | $3.5B | $4.8B |
| Capital ratio | 11.84% (stronger) | 10.93% |
| Problem loans | 0.39% (stronger) | 0.56% |
| Net charge-offs | 0.23% (stronger) | 0.55% |
| Return on assets | 0.37% | 1.40% (stronger) |
| Loans ÷ deposits | 87.4% | 69.9% (stronger) |
| Uninsured deposits | 18.3% | 13.2% (stronger) |
| Offices | 12 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 23.7% | 33.0% |
Apple Federal Credit Union has the higher TellerScore (76 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Northwest Federal Credit Union leads on 3 and Apple Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.