Side-by-side · Q2 2026 data
Northwest Federal Credit Union vs Virginia Federal Credit Union
Metric by metric
| Measure | Northwest Federal Credit Union | Virginia Federal Credit Union |
|---|---|---|
| TellerScore | 69 (stronger) | 61 |
| Capital cushion | 68 (stronger) | 59 |
| Loan quality | 87 (stronger) | 65 |
| Earnings | 35 | 35 |
| Funding & liquidity | 69 | 77 (stronger) |
| Problem-loan coverage | 95 (stronger) | 86 |
| Peer percentile | 54th | 27th |
| Total assets | $4.6B | $7.4B |
| Deposits / shares | $3.5B | $6.4B |
| Capital ratio | 11.84% (stronger) | 10.90% |
| Problem loans | 0.39% (stronger) | 1.05% |
| Net charge-offs | 0.23% (stronger) | 0.73% |
| Return on assets | 0.37% | 0.38% (stronger) |
| Loans ÷ deposits | 87.4% | 83.5% (stronger) |
| Uninsured deposits | 18.3% | 5.2% (stronger) |
| Offices | 12 | 38 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 23.7% | — |
Northwest Federal Credit Union has the higher TellerScore (69 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Northwest Federal Credit Union leads on 4 and Virginia Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.