Side-by-side · Q2 2026 data
Northwestern Bank vs Woodtrust Bank
Metric by metric
| Measure | Northwestern Bank | Woodtrust Bank |
|---|---|---|
| TellerScore | 80 (stronger) | 68 |
| Capital cushion | 62 (stronger) | 59 |
| Loan quality | 99 (stronger) | 56 |
| Earnings | 100 | 100 |
| Funding & liquidity | 44 | 48 (stronger) |
| Problem-loan coverage | 100 (stronger) | 87 |
| Peer percentile | 77th | 37th |
| Total assets | $725.6M | $734.8M |
| Deposits / shares | $575.2M | $600.7M |
| Capital ratio | 11.22% (stronger) | 10.93% |
| Problem loans | 0.03% (stronger) | 1.33% |
| Net charge-offs | -0.02% (stronger) | 1.07% |
| Return on assets | 2.40% | 3.43% (stronger) |
| Loans ÷ deposits | 102.1% | 62.4% (stronger) |
| Uninsured deposits | 27.7% (stronger) | 60.4% |
| Offices | 6 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.6% | 8.1% |
Northwestern Bank has the higher TellerScore (80 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Northwestern Bank leads on 5 and Woodtrust Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.