Side-by-side · Q2 2026 data
Northwoods Bank of Minnesota vs Community First Bank
Metric by metric
| Measure | Northwoods Bank of Minnesota | Community First Bank |
|---|---|---|
| TellerScore | 80 | 90 (stronger) |
| Capital cushion | 62 | 78 (stronger) |
| Loan quality | 99 (stronger) | 91 |
| Earnings | 62 | 94 (stronger) |
| Funding & liquidity | 94 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 77th | 95th |
| Total assets | $140.6M | $126.5M |
| Deposits / shares | $125.0M | $108.4M |
| Capital ratio | 11.22% | 12.84% (stronger) |
| Problem loans | 0.03% (stronger) | 0.28% |
| Net charge-offs | -0.01% | -0.18% (stronger) |
| Return on assets | 1.05% | 1.84% (stronger) |
| Loans ÷ deposits | 61.3% | 60.5% (stronger) |
| Uninsured deposits | 19.1% | 14.4% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Community First Bank has the higher TellerScore (90 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Northwoods Bank of Minnesota leads on 1 and Community First Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.