Side-by-side · Q2 2026 data
Northwoods Bank of Minnesota vs The First State Bank of Rosemount
Metric by metric
| Measure | Northwoods Bank of Minnesota | The First State Bank of Rosemount |
|---|---|---|
| TellerScore | 80 (stronger) | 27 |
| Capital cushion | 62 (stronger) | 13 |
| Loan quality | 99 (stronger) | 4 |
| Earnings | 62 (stronger) | 33 |
| Funding & liquidity | 94 (stronger) | 87 |
| Problem-loan coverage | 100 (stronger) | 27 |
| Peer percentile | 77th | 0th |
| Total assets | $140.6M | $146.1M |
| Deposits / shares | $125.0M | $138.4M |
| Capital ratio | 11.22% (stronger) | 6.28% |
| Problem loans | 0.03% (stronger) | 2.88% |
| Net charge-offs | -0.01% (stronger) | 0.13% |
| Return on assets | 1.05% (stronger) | 0.33% |
| Loans ÷ deposits | 61.3% (stronger) | 73.4% |
| Uninsured deposits | 19.1% | 9.8% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Northwoods Bank of Minnesota has the higher TellerScore (80 vs 27). On the 7 directional measures above (where higher or lower is clearly better), Northwoods Bank of Minnesota leads on 6 and The First State Bank of Rosemount on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.