Side-by-side · Q2 2026 data
Northwoods Bank of Minnesota vs Woodlands National Bank
Metric by metric
| Measure | Northwoods Bank of Minnesota | Woodlands National Bank |
|---|---|---|
| TellerScore | 80 (stronger) | 62 |
| Capital cushion | 62 | 62 |
| Loan quality | 99 (stronger) | 53 |
| Earnings | 62 (stronger) | 45 |
| Funding & liquidity | 94 (stronger) | 84 |
| Problem-loan coverage | 100 (stronger) | 89 |
| Peer percentile | 77th | 22nd |
| Total assets | $140.6M | $331.0M |
| Deposits / shares | $125.0M | $298.5M |
| Capital ratio | 11.22% (stronger) | 11.20% |
| Problem loans | 0.03% (stronger) | 1.42% |
| Net charge-offs | -0.01% (stronger) | 0.30% |
| Return on assets | 1.05% (stronger) | 0.63% |
| Loans ÷ deposits | 61.3% | 40.1% (stronger) |
| Uninsured deposits | 19.1% (stronger) | 29.6% |
| Offices | 3 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 29.8% |
Northwoods Bank of Minnesota has the higher TellerScore (80 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Northwoods Bank of Minnesota leads on 6 and Woodlands National Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.