TellerScore

Side-by-side · Q2 2026 data

Nova Credit Union vs Cs Credit Union

Credit union

Nova Credit Union

Charlotte, North Carolina · $100 million – $1 billion

79of 100
Strong

Credit union

Cs Credit Union

Catawba, North Carolina · Under $100 million in assets

84of 100
Strong

Metric by metric

MeasureNova Credit UnionCs Credit Union
TellerScore7984 (stronger)
Capital cushion100100
Loan quality8185 (stronger)
Earnings3440 (stronger)
Funding & liquidity8497 (stronger)
Problem-loan coverage9697 (stronger)
Peer percentile76th75th
Total assets$120.7M$30.5M
Deposits / shares$99.5M$25.3M
Capital ratio17.65%18.69% (stronger)
Problem loans0.56%0.46% (stronger)
Net charge-offs0.35%0.20% (stronger)
Return on assets0.36%0.50% (stronger)
Loans ÷ deposits76.7%63.6% (stronger)
Uninsured deposits3.0%1.1% (stronger)
Offices63
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Cs Credit Union has the higher TellerScore (84 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Nova Credit Union leads on 0 and Cs Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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