Side-by-side · Q2 2026 data
Nspire Federal Credit Union vs Tyler City Employees Credit Union
Metric by metric
| Measure | Nspire Federal Credit Union | Tyler City Employees Credit Union |
|---|---|---|
| TellerScore | 66 | 73 (stronger) |
| Capital cushion | 85 | 100 (stronger) |
| Loan quality | 78 (stronger) | 65 |
| Earnings | 0 | 20 (stronger) |
| Funding & liquidity | 79 | 90 (stronger) |
| Problem-loan coverage | 92 | 92 |
| Peer percentile | 32nd | 47th |
| Total assets | $29.0M | $28.4M |
| Deposits / shares | $24.9M | $23.8M |
| Capital ratio | 13.49% | 16.01% (stronger) |
| Problem loans | 0.65% (stronger) | 1.04% |
| Net charge-offs | 1.30% | 0.53% (stronger) |
| Return on assets | -0.66% | -0.01% (stronger) |
| Loans ÷ deposits | 81.4% | 70.4% (stronger) |
| Uninsured deposits | 2.1% | 1.7% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Tyler City Employees Credit Union has the higher TellerScore (73 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Nspire Federal Credit Union leads on 1 and Tyler City Employees Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.