Side-by-side · Q2 2026 data
Nueva Esperanza Community Credit Union vs U.P.S. Credit Union
Credit union
Nueva Esperanza Community Credit Union
Toledo, Ohio · Under $100 million in assets
Metric by metric
| Measure | Nueva Esperanza Community Credit Union | U.P.S. Credit Union |
|---|---|---|
| TellerScore | 68 (stronger) | 49 |
| Capital cushion | 100 (stronger) | 82 |
| Loan quality | 7 | 8 (stronger) |
| Earnings | 95 (stronger) | 19 |
| Funding & liquidity | 50 | 79 (stronger) |
| Problem-loan coverage | 94 (stronger) | 72 |
| Peer percentile | 36th | 8th |
| Total assets | $4.5M | $3.1M |
| Deposits / shares | $2.2M | $2.7M |
| Capital ratio | 47.80% (stronger) | 13.21% |
| Problem loans | 2.79% | 2.77% (stronger) |
| Net charge-offs | 0.89% | 0.00% (stronger) |
| Return on assets | 1.86% (stronger) | -0.02% |
| Loans ÷ deposits | 117.4% | 81.3% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 2 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Nueva Esperanza Community Credit Union has the higher TellerScore (68 vs 49). On the 6 directional measures above (where higher or lower is clearly better), Nueva Esperanza Community Credit Union leads on 3 and U.P.S. Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.