Side-by-side · Q2 2026 data
Numerica Credit Union vs Hapo Community Credit Union
Metric by metric
| Measure | Numerica Credit Union | Hapo Community Credit Union |
|---|---|---|
| TellerScore | 74 | 80 (stronger) |
| Capital cushion | 70 (stronger) | 62 |
| Loan quality | 88 | 94 (stronger) |
| Earnings | 60 | 82 (stronger) |
| Funding & liquidity | 62 | 76 (stronger) |
| Problem-loan coverage | 95 | 97 (stronger) |
| Peer percentile | 72nd | 88th |
| Total assets | $4.3B | $3.0B |
| Deposits / shares | $3.7B | $2.6B |
| Capital ratio | 12.03% (stronger) | 11.20% |
| Problem loans | 0.35% | 0.18% (stronger) |
| Net charge-offs | 0.23% (stronger) | 0.51% |
| Return on assets | 1.00% | 1.56% (stronger) |
| Loans ÷ deposits | 96.0% | 83.8% (stronger) |
| Uninsured deposits | 16.8% | 14.6% (stronger) |
| Offices | 18 | 20 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 39.5% | 25.8% |
Hapo Community Credit Union has the higher TellerScore (80 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Numerica Credit Union leads on 2 and Hapo Community Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.