Side-by-side · Q2 2026 data
Numerica Credit Union vs Peak Credit Union
Metric by metric
| Measure | Numerica Credit Union | Peak Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 58 |
| Capital cushion | 70 (stronger) | 63 |
| Loan quality | 88 (stronger) | 59 |
| Earnings | 60 (stronger) | 31 |
| Funding & liquidity | 62 | 68 (stronger) |
| Problem-loan coverage | 95 (stronger) | 81 |
| Peer percentile | 72nd | 19th |
| Total assets | $4.3B | $4.2B |
| Deposits / shares | $3.7B | $3.7B |
| Capital ratio | 12.03% (stronger) | 11.31% |
| Problem loans | 0.35% (stronger) | 1.22% |
| Net charge-offs | 0.23% (stronger) | 1.41% |
| Return on assets | 1.00% (stronger) | 0.29% |
| Loans ÷ deposits | 96.0% | 91.9% (stronger) |
| Uninsured deposits | 16.8% | 10.0% (stronger) |
| Offices | 18 | 35 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 39.5% | — |
Numerica Credit Union has the higher TellerScore (74 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Numerica Credit Union leads on 5 and Peak Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.