Side-by-side · Q2 2026 data
Numerica Credit Union vs Spokane Teachers Credit Union
Credit union
Spokane Teachers Credit Union
Liberty Lake, Washington · $1 billion – $10 billion
Metric by metric
| Measure | Numerica Credit Union | Spokane Teachers Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 57 |
| Capital cushion | 70 (stronger) | 54 |
| Loan quality | 88 (stronger) | 54 |
| Earnings | 60 (stronger) | 47 |
| Funding & liquidity | 62 | 64 (stronger) |
| Problem-loan coverage | 95 (stronger) | 78 |
| Peer percentile | 72nd | 17th |
| Total assets | $4.3B | $6.4B |
| Deposits / shares | $3.7B | $5.4B |
| Capital ratio | 12.03% (stronger) | 10.38% |
| Problem loans | 0.35% (stronger) | 1.39% |
| Net charge-offs | 0.23% (stronger) | 0.64% |
| Return on assets | 1.00% (stronger) | 0.67% |
| Loans ÷ deposits | 96.0% (stronger) | 96.6% |
| Uninsured deposits | 16.8% | 10.1% (stronger) |
| Offices | 18 | 34 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 39.5% | — |
Numerica Credit Union has the higher TellerScore (74 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Numerica Credit Union leads on 6 and Spokane Teachers Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.