Side-by-side · Q2 2026 data
O.A.S. Staff Federal Credit Union vs Advantage Financial Federal Credit Union
Credit union
O.A.S. Staff Federal Credit Union
Washington, District of Columbia · $100 million – $1 billion
Credit union
Advantage Financial Federal Credit Union
Washington, District of Columbia · $100 million – $1 billion
Metric by metric
| Measure | O.A.S. Staff Federal Credit Union | Advantage Financial Federal Credit Union |
|---|---|---|
| TellerScore | 37 | 57 (stronger) |
| Capital cushion | 26 | 71 (stronger) |
| Loan quality | 14 | 39 (stronger) |
| Earnings | 25 (stronger) | 11 |
| Funding & liquidity | 98 | 100 (stronger) |
| Problem-loan coverage | 60 | 84 (stronger) |
| Peer percentile | 1st | 14th |
| Total assets | $282.4M | $103.1M |
| Deposits / shares | $264.9M | $92.1M |
| Capital ratio | 7.63% | 12.10% (stronger) |
| Problem loans | 2.58% | 1.84% (stronger) |
| Net charge-offs | 0.07% (stronger) | 0.38% |
| Return on assets | 0.12% (stronger) | -0.23% |
| Loans ÷ deposits | 62.3% | 60.0% (stronger) |
| Uninsured deposits | 8.0% | 7.7% (stronger) |
| Offices | 0 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Advantage Financial Federal Credit Union has the higher TellerScore (57 vs 37). On the 7 directional measures above (where higher or lower is clearly better), O.A.S. Staff Federal Credit Union leads on 2 and Advantage Financial Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.