Side-by-side · Q2 2026 data
O.A.S. Staff Federal Credit Union vs Department of Commerce Federal Credit Union
Credit union
O.A.S. Staff Federal Credit Union
Washington, District of Columbia · $100 million – $1 billion
Credit union
Department of Commerce Federal Credit Union
Washington, District of Columbia · $100 million – $1 billion
Metric by metric
| Measure | O.A.S. Staff Federal Credit Union | Department of Commerce Federal Credit Union |
|---|---|---|
| TellerScore | 37 (stronger) | 30 |
| Capital cushion | 26 (stronger) | 4 |
| Loan quality | 14 | 42 (stronger) |
| Earnings | 25 (stronger) | 23 |
| Funding & liquidity | 98 (stronger) | 63 |
| Problem-loan coverage | 60 (stronger) | 43 |
| Peer percentile | 1st | 0th |
| Total assets | $282.4M | $739.1M |
| Deposits / shares | $264.9M | $670.0M |
| Capital ratio | 7.63% (stronger) | 5.41% |
| Problem loans | 2.58% | 1.75% (stronger) |
| Net charge-offs | 0.07% (stronger) | 1.63% |
| Return on assets | 0.12% (stronger) | 0.09% |
| Loans ÷ deposits | 62.3% (stronger) | 97.0% |
| Uninsured deposits | 8.0% (stronger) | 9.8% |
| Offices | 0 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
O.A.S. Staff Federal Credit Union has the higher TellerScore (37 vs 30). On the 7 directional measures above (where higher or lower is clearly better), O.A.S. Staff Federal Credit Union leads on 6 and Department of Commerce Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.