Side-by-side · Q2 2026 data
O Bee Credit Union vs Tapco Credit Union
Metric by metric
| Measure | O Bee Credit Union | Tapco Credit Union |
|---|---|---|
| TellerScore | 53 | 78 (stronger) |
| Capital cushion | 37 | 52 (stronger) |
| Loan quality | 68 | 89 (stronger) |
| Earnings | 44 | 100 (stronger) |
| Funding & liquidity | 55 | 74 (stronger) |
| Problem-loan coverage | 78 | 94 (stronger) |
| Peer percentile | 9th | 74th |
| Total assets | $676.6M | $735.7M |
| Deposits / shares | $571.9M | $657.1M |
| Capital ratio | 8.68% | 10.19% (stronger) |
| Problem loans | 0.96% | 0.34% (stronger) |
| Net charge-offs | 0.93% | 0.27% (stronger) |
| Return on assets | 0.60% | 2.58% (stronger) |
| Loans ÷ deposits | 105.5% | 86.6% (stronger) |
| Uninsured deposits | 7.4% (stronger) | 10.3% |
| Offices | 2 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.0% | 21.1% |
Tapco Credit Union has the higher TellerScore (78 vs 53). On the 7 directional measures above (where higher or lower is clearly better), O Bee Credit Union leads on 1 and Tapco Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.