Side-by-side · Q2 2026 data
O Bee Credit Union vs Verity Credit Union
Metric by metric
| Measure | O Bee Credit Union | Verity Credit Union |
|---|---|---|
| TellerScore | 53 (stronger) | 45 |
| Capital cushion | 37 | 42 (stronger) |
| Loan quality | 68 (stronger) | 36 |
| Earnings | 44 (stronger) | 27 |
| Funding & liquidity | 55 | 74 (stronger) |
| Problem-loan coverage | 78 (stronger) | 68 |
| Peer percentile | 9th | 3rd |
| Total assets | $676.6M | $786.5M |
| Deposits / shares | $571.9M | $695.8M |
| Capital ratio | 8.68% | 9.17% (stronger) |
| Problem loans | 0.96% (stronger) | 1.91% |
| Net charge-offs | 0.93% | 0.58% (stronger) |
| Return on assets | 0.60% (stronger) | 0.17% |
| Loans ÷ deposits | 105.5% | 86.3% (stronger) |
| Uninsured deposits | 7.4% (stronger) | 12.0% |
| Offices | 2 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.0% | — |
O Bee Credit Union has the higher TellerScore (53 vs 45). On the 7 directional measures above (where higher or lower is clearly better), O Bee Credit Union leads on 4 and Verity Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.