Side-by-side · Q2 2026 data
OceanFirst Bank, National Association vs Columbia Bank
Bank
OceanFirst Bank, National Association
Toms River, New Jersey · $10 billion – $100 billion
Metric by metric
| Measure | OceanFirst Bank, National Association | Columbia Bank |
|---|---|---|
| TellerScore | 63 (stronger) | 58 |
| Capital cushion | 76 (stronger) | 47 |
| Loan quality | 78 | 83 (stronger) |
| Earnings | 34 | 41 (stronger) |
| Funding & liquidity | 30 | 38 (stronger) |
| Problem-loan coverage | 92 | 92 |
| Peer percentile | 39th | 20th |
| Total assets | $23.2B | $12.2B |
| Deposits / shares | $18.0B | $9.6B |
| Capital ratio | 12.62% (stronger) | 9.75% |
| Problem loans | 0.66% | 0.51% (stronger) |
| Net charge-offs | 0.03% | 0.03% (stronger) |
| Return on assets | 0.35% | 0.52% (stronger) |
| Loans ÷ deposits | 89.6% | 87.9% (stronger) |
| Uninsured deposits | 51.8% | 45.7% (stronger) |
| Offices | 73 | 106 |
| CFPB complaints (3 yrs) | 35 | — |
| Complaints per $1B deposits | 1.9 | — |
| Mortgage denial rate (HMDA) | 9.9% | 23.9% |
OceanFirst Bank, National Association has the higher TellerScore (63 vs 58). On the 7 directional measures above (where higher or lower is clearly better), OceanFirst Bank, National Association leads on 2 and Columbia Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Brooklyn, NY
- Freehold, NJ
- Westfield, NJ
- Maple Shade, NJ