Side-by-side · Q2 2026 data
OceanFirst Bank, National Association vs ConnectOne Bank
Bank
OceanFirst Bank, National Association
Toms River, New Jersey · $10 billion – $100 billion
Metric by metric
| Measure | OceanFirst Bank, National Association | ConnectOne Bank |
|---|---|---|
| TellerScore | 63 | 64 (stronger) |
| Capital cushion | 76 (stronger) | 58 |
| Loan quality | 78 (stronger) | 77 |
| Earnings | 34 | 70 (stronger) |
| Funding & liquidity | 30 (stronger) | 26 |
| Problem-loan coverage | 92 | 92 |
| Peer percentile | 39th | 46th |
| Total assets | $23.2B | $14.4B |
| Deposits / shares | $18.0B | $11.8B |
| Capital ratio | 12.62% (stronger) | 10.81% |
| Problem loans | 0.66% (stronger) | 0.68% |
| Net charge-offs | 0.03% (stronger) | 0.47% |
| Return on assets | 0.35% | 1.24% (stronger) |
| Loans ÷ deposits | 89.6% (stronger) | 99.4% |
| Uninsured deposits | 51.8% | 46.7% (stronger) |
| Offices | 73 | 57 |
| CFPB complaints (3 yrs) | 35 | — |
| Complaints per $1B deposits | 1.9 | — |
| Mortgage denial rate (HMDA) | 9.9% | 8.0% |
ConnectOne Bank has the higher TellerScore (64 vs 63). On the 7 directional measures above (where higher or lower is clearly better), OceanFirst Bank, National Association leads on 4 and ConnectOne Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.