Side-by-side · Q2 2026 data
Ohnward Bank & Trust vs Dubuque Postal Employees Credit Union
Credit union
Dubuque Postal Employees Credit Union
Dubuque, Iowa · Under $100 million in assets
Metric by metric
| Measure | Ohnward Bank & Trust | Dubuque Postal Employees Credit Union |
|---|---|---|
| TellerScore | 74 | 92 (stronger) |
| Capital cushion | 76 | 100 (stronger) |
| Loan quality | 80 | 100 (stronger) |
| Earnings | 76 (stronger) | 60 |
| Funding & liquidity | 46 | 100 (stronger) |
| Problem-loan coverage | 93 | 100 (stronger) |
| Peer percentile | 57th | 92nd |
| Total assets | $499.1M | $4.3M |
| Deposits / shares | $417.6M | $3.6M |
| Capital ratio | 12.58% | 15.28% (stronger) |
| Problem loans | 0.60% | 0.00% (stronger) |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 1.39% (stronger) | 1.01% |
| Loans ÷ deposits | 92.9% | 36.0% (stronger) |
| Uninsured deposits | 33.7% | 0.0% (stronger) |
| Offices | 6 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Dubuque Postal Employees Credit Union has the higher TellerScore (92 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Ohnward Bank & Trust leads on 1 and Dubuque Postal Employees Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.