Side-by-side · Q2 2026 data
Ohnward Bank & Trust vs Grinnell State Bank
Metric by metric
| Measure | Ohnward Bank & Trust | Grinnell State Bank |
|---|---|---|
| TellerScore | 74 (stronger) | 67 |
| Capital cushion | 76 (stronger) | 69 |
| Loan quality | 80 | 84 (stronger) |
| Earnings | 76 (stronger) | 59 |
| Funding & liquidity | 46 (stronger) | 38 |
| Problem-loan coverage | 93 (stronger) | 73 |
| Peer percentile | 57th | 34th |
| Total assets | $499.1M | $498.6M |
| Deposits / shares | $417.6M | $346.6M |
| Capital ratio | 12.58% (stronger) | 11.90% |
| Problem loans | 0.60% | 0.47% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.49% |
| Return on assets | 1.39% (stronger) | 0.98% |
| Loans ÷ deposits | 92.9% (stronger) | 106.8% |
| Uninsured deposits | 33.7% | 29.0% (stronger) |
| Offices | 6 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Ohnward Bank & Trust has the higher TellerScore (74 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Ohnward Bank & Trust leads on 5 and Grinnell State Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.