Side-by-side · Q2 2026 data
Ohnward Bank & Trust vs Iowa Trust & Savings Bank
Metric by metric
| Measure | Ohnward Bank & Trust | Iowa Trust & Savings Bank |
|---|---|---|
| TellerScore | 74 (stronger) | 63 |
| Capital cushion | 76 (stronger) | 58 |
| Loan quality | 80 (stronger) | 74 |
| Earnings | 76 (stronger) | 50 |
| Funding & liquidity | 46 | 51 (stronger) |
| Problem-loan coverage | 93 (stronger) | 90 |
| Peer percentile | 57th | 24th |
| Total assets | $499.1M | $522.0M |
| Deposits / shares | $417.6M | $396.4M |
| Capital ratio | 12.58% (stronger) | 10.82% |
| Problem loans | 0.60% (stronger) | 0.79% |
| Net charge-offs | 0.01% (stronger) | 0.34% |
| Return on assets | 1.39% (stronger) | 0.75% |
| Loans ÷ deposits | 92.9% | 92.4% (stronger) |
| Uninsured deposits | 33.7% | 29.9% (stronger) |
| Offices | 6 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 13.3% |
Ohnward Bank & Trust has the higher TellerScore (74 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Ohnward Bank & Trust leads on 5 and Iowa Trust & Savings Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.