Side-by-side · Q2 2026 data
Oklahoma Bank and Trust Company vs Bank of Western Oklahoma
Metric by metric
| Measure | Oklahoma Bank and Trust Company | Bank of Western Oklahoma |
|---|---|---|
| TellerScore | 82 (stronger) | 73 |
| Capital cushion | 91 (stronger) | 31 |
| Loan quality | 80 | 96 (stronger) |
| Earnings | 77 | 100 (stronger) |
| Funding & liquidity | 64 | 68 (stronger) |
| Problem-loan coverage | 97 | 98 (stronger) |
| Peer percentile | 82nd | 53rd |
| Total assets | $202.3M | $469.7M |
| Deposits / shares | $173.9M | $426.3M |
| Capital ratio | 14.05% (stronger) | 8.06% |
| Problem loans | 0.61% | 0.11% (stronger) |
| Net charge-offs | -0.13% (stronger) | 0.51% |
| Return on assets | 1.42% | 2.19% (stronger) |
| Loans ÷ deposits | 39.0% (stronger) | 86.8% |
| Uninsured deposits | 47.5% | 20.1% (stronger) |
| Offices | 2 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Oklahoma Bank and Trust Company has the higher TellerScore (82 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Oklahoma Bank and Trust Company leads on 4 and Bank of Western Oklahoma on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.