Side-by-side · Q2 2026 data
Oklahoma Bank and Trust Company vs First Bank and Trust Company
Metric by metric
| Measure | Oklahoma Bank and Trust Company | First Bank and Trust Company |
|---|---|---|
| TellerScore | 82 | 96 (stronger) |
| Capital cushion | 91 | 100 (stronger) |
| Loan quality | 80 | 99 (stronger) |
| Earnings | 77 | 93 (stronger) |
| Funding & liquidity | 64 | 81 (stronger) |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 82nd | 97th |
| Total assets | $202.3M | $58.2M |
| Deposits / shares | $173.9M | $47.1M |
| Capital ratio | 14.05% | 16.68% (stronger) |
| Problem loans | 0.61% | 0.02% (stronger) |
| Net charge-offs | -0.13% (stronger) | 0.00% |
| Return on assets | 1.42% | 1.83% (stronger) |
| Loans ÷ deposits | 39.0% (stronger) | 44.5% |
| Uninsured deposits | 47.5% | 32.5% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Bank and Trust Company has the higher TellerScore (96 vs 82). On the 7 directional measures above (where higher or lower is clearly better), Oklahoma Bank and Trust Company leads on 2 and First Bank and Trust Company on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Clinton, OK